Attention homeowners: Real estate appraisal services for in Raymond and Cumberland County

The top 7 reasons why ME homeowners order from Swan Real Estate and Appraisals LLC:

Find the right listing price (whether they're selling the home themselves or using an agent)
Challenge a property tax assessment
Remove PMI to lower your mortgage payments
To reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
Settle an estate in ME by determining the true market value of property in question

Need help deciding the value of your house in or near Raymond, ME?
Contact Swan Real Estate and Appraisals LLC.

At Swan Real Estate and Appraisals LLC, we understand the particular needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Swan Real Estate and Appraisals LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.

Appraisals to cancel PMI

A preferred money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. At Swan Real Estate and Appraisals LLC, we're qualified in helping customers just like you abolish unneeded PMI insurance.

Challenging a property tax assessment

Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Swan Real Estate and Appraisals LLC is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Swan Real Estate and Appraisals LLC can provide you with efficient appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for accuracy? We can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.